Medical Plan Overview

Network:

Alliance Select

Group Number:

56851-0319 GreenState PPO

56851-0419 GreenState HDHP

56851-0309 Insurance PPO

56851-0409 Insurance HDHP

56851-0329 Trust PPO

56851-0429 Trust HDHP

Website:

https://www.wellmark.com/

Support:

1.800.524.9242

Claim Submission Address:

Wellmark BC/BS of IA

Station 39

636 Grand Avenue

Des Moines, IA 50309-2565

Find a Doctor

{Plan Prefix:  LDS)

Health Insurance Coverage through Wellmark Blue Cross/Blue Shield of Iowa is available to full-time employees beginning the first of the month following 60 days of service. The Credit Union shares the monthly premium cost. Upon qualification and election. All employee premiums are paid with pre-tax dollars. 

 

We offer an annual open enrollment for insurance benefits.  If you do not elect coverage at annual enrollment, you will be required to have a qualifying event in order to elect benefits. 

 

Qualifying status changes include marriage, divorce, legal separation, birth or adoption of a child, change in a child's dependent status, death of a spouse, child or other qualified dependent, change in residence due to an employment transfer for you, termination of adoption proceedings, or a change in a spouse's benefits or employment status.  When you decide to enroll in benefits with a life change event, you will be required to do so within 30 calendar days of the event. Please reach out to HRBenefits if and when you have a life event come up!

Common Health Insurance Terms

Understanding Your Doctor's Bill

 

We offer two medical plans:

  • Preferred provider organization (PPO)

  • High deductible Health Plan (HDHP). 

 

2022 Rate Information is as follows:

PPO Plan

Total Monthly

GreenState

Staff Monthly

Per Pay Period

Single

453.55

258.03 (57%)

195.52

97.76

EE / Spouse

928.90

528.40 (57%)

400.50

200.25

EE / Children

858.59

488.43 (57%)

370.16

185.08

Family

1391.98

791.86 (57%)

600.12

300.06

HDHP Plan

Total Monthly

GreenState

Staff Monthly

Per Pay Period

Single

343.85

258.49 (75%)

85.36

42.68

EE / Spouse

756.44

568.66 (75%)

187.78

93.89

EE / Children

618.91

465.19 (75%)

153.72

76.86

Family

1031.51

775.41 (75%)

256.10

128.05