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High Deductible Health Plan (HDHP)

Network:

Alliance Select

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Group Number:

56851-0319 GreenState PPO

56851-0419 GreenState HDHP

56851-0309 Insurance PPO

56851-0409 Insurance HDHP

56851-0329 Trust PPO

56851-0429 Trust HDHP

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Website:

https://www.wellmark.com/

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Support:

1.800.524.9242

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Claim Submission Address:

Wellmark BC/BS of IA

Station 39

636 Grand Avenue

Des Moines, IA 50309-2565

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Find a Doctor

With the High Deductible Health Plan (HDHP), you pay a low monthly premium in exchange for a high deductible. One feature that makes the HDHP special is that it's compatible with a Health Savings Account. A Health Savings Account (HSA) is like a savings plan for your healthcare. The combination of the HDHP and an HSA gives you greater flexibility and control over how you pay for and save for health care.

 

The Basics

  • The HDHP is a preferred provider organization health plan. This means you can choose to see any provider you want, but higher benefits are paid when you go to a network provider. 

  • The HDHP generally covers the same services as GreenState's Traditional PPO Plan, but there are important differences in how the HDHP works that will change how you pay for medical, prescription drug, mental health and substance abuse benefits under this plan. Be sure to read about these important differences before you enroll. 

  • The HDHP is the only medical plan GreenState offers that is compatible with a Health Savings Account (HSA).

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Click image to view the coverage chart:

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Review this FAQ for answers to some commonly asked questions about HDHPs and HSAs.

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Want to dig a little deeper and learn more about how the High Deductible Health Plan and Health Savings Account can help you take control of your health care costs by keeping more money in your pockets? Check out the below video! 

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Health Savings Account Compatible

One feature that makes the HDHP special is that it's compatible with a health savings account. A health savings account – or HSA – is like a savings plan for your health care. Visit the Health Savings Account page to learn more about this special account. 

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