Benefits Changes for 2026

Limited Purpose Flexible Spending Account (LPFSA)

If you’re enrolled in the High Deductible Health Plan (HDHP) and are looking to maximize your HSA contributions, you may also enroll in a Limited Purpose FSA. This is a pre-tax account for dental and vision expenses only. 

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What’s Changing for 2026?

The maximum annual contribution is $3,400

Action Required: Re-Elect Your LPFSA for 2026

To continue participation in 2026, you must re-elect the benefit in ADP during Open Enrollment. Current elections will not carry over.

​Key Details:

• Use for dental and vision expenses only. After meeting your HDHP deductible, you may also use LPFSA funds for eligible medical and prescription expenses.

• This is a “use it or lose it” account. Funds must be used for 2026 plan year expenses by March 31, 2027, or they will be forfeited. 

• Enrollment is completed in ADP and must be an even dollar amount across 26 pay periods. 

• 2026 Maximum annual contribution: $3,400

• Up to $680 in unused funds may carry over into the next plan year.